Financial Services, Insurance

Investment Planning
Proper investment planning begins with an understanding of short and long-term objectives. To this end, we spend time with our clients to understand their businesses, family and personal needs so we can mutually determine the best portfolio structure for them. Next, we identify the proper money managers for each segment of the portfolio. Notably, we are not constrained to any particular money manager so we can choose among the world's very best. Most importantly, we are often able to achieve institutional rather than retail pricing. Finally, once the managers are chosen, if engaged, we will regularly review the performance of your portfolio.

Retirement Planning
Of course, retirement planning is, or should be, integrally linked to your investment planning. Fundamentally, retirement planning is nothing more than planning for your long-term goals. We will work with you to determine what investment strategies are best for you as well as advise on the numerous qualified and non-qualified retirement plans such as: IRA, 401k, SEP IRA, 412i (which often allow an individual to save and deduct up to $200,000 per year), deferred compensation, defined contribution and defined benefit.

Insurance Planning
No financial plan can be complete without considering risk of loss. It's not how much you make in life, it's how much you keep. Insurance products are specifically designed to mitigate the many risks we all encounter in life. Squar Milner Financial professionals are experts in evaluating insurance needs and products. In fact, we review the insurance policies for the clients of some of the most prestigious financial institutions in the world. Areas in which we help design and implement insurance policies include:

• Disability/Income replacement
• Premature Death (life insurance)
• Illness (long term care and health insurance)
• Kidnap and ransom
• Specialty insurance for sport entertainment professionals

Estate and Trust Services
Our Estate and Trust practice provides a wide range of services from sophisticated estate planning to the nitty gritty compliance. Above all else, we work hard to understand and implement your goals whether it is the minimization of estate taxes, transition of a family business, establishment of a trust, or the creation of a private foundation.

Our services include:
• Strategies to maximize the transfer of wealth from generation to generation
• Business succession planning
• Review of estate planning documents
• Executor/trustee assistance
• Post-mortem planning, including special valuations of property
• Preparation of estate, gift, fiduciary and private foundation tax returns
• Court required accountings.

Charitable Planning
Most estate plans, involve some sort of charitable giving. To assist you in your altruistic endeavors, and reduce your overall potential estate liability, we stand ready to assist you with the myriad of complex charitable giving strategies including advice and analysis on grantor retained trusts, charitable trusts and family foundations.

For more information please contact Alec Abbott